ZERO DOWN PAYMENT ELIGIBLE! Why rent when you can own? This beautiful home qualifies for 100 USDA financing ($0 down payment) for qualified buyers! Move-in ready and meticulously updated, this 3-bedroom, 2.5-bath home in Belmont offers 2,084 square feet of thoughtfully designed living space - with the big-ticket items already done for you. Recent upgrades include a NEW ROOF (2025), NEW EXTERIOR PAINT (2025), NEW LUXURY VINYL PLANK FLOORING (2025), NEW CARPET (2025), NEW BASEBOARDS (2025), and a NEWER WATER HEATER (2023), giving buyers true peace of mind and low-maintenance living from day one. Inside, soaring high ceilings create an open, airy feel across the main living level, while a versatile upstairs loft offers flexible space for a home office, playroom, or media room. The primary suite is a private retreat, featuring dual vanities, a large soaking tub, a separate walk-in shower, a private water closet, and an oversized walk-in closet. The secondary full bathroom was fully remodeled in 2025 with a new vanity, updated lighting, tile flooring, and a new window. Outdoors, a full-perimeter vinyl privacy fence encloses a spacious, open backyard - a blank canvas ready for a pool, garden, play area, or your own private Florida oasis. Location is everything, and this Belmont address delivers. Residents enjoy resort-style community amenities without resort fees, including a zero-entry lagoon-style pool with dedicated lap lanes, lighted pickleball and tennis courts, basketball courts, playgrounds, and scenic walking trails - all just minutes from your front door. Don't miss this turnkey, updated single-family home in one of the area's most amenity-rich communities. Schedule your private showing today.